2025-2030 will see competing CBDC blocs:
US/EU/Japan (digital dollar + euro + yen).
China/Russia/BRICS (mBridge + digital yuan).
Neutrals (India, UAE) may use Ripple to bridge the divide.
SWIFT declines but won’t die—legacy systems take decades to replace.
Ripple’s fate depends on India & Japan—if they adopt XRP, it thrives.
Bitcoin? The only censorship-resistant money in a world of CBDC surveillance.
Would you like a deeper dive into how BRICS could disrupt the CBDC war?
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